Minimum loan amount is N20,000 - N150,000 depending on your salary.
You must have been with your employer for at least six months. You must be 21 years or older (but not older than 60 years when the facility would end).
What's A Salary Advance Loan?
Salary Advance is a small, short-term unsecured loan that relies on the borrower having previous payroll and employment records.
Salary Advance Loan In Nigeria.
With a salary advance in Nigeria, you repay it either out of your next paycheck or over an agreed time span.
It requires your employer’s permission and some companies restrict the circumstances under which they’ll green-light an advance.
Best Salary Advance Loans In Nigeria
1. Stanbic Ibtc Salary Loan
As a salaried employee, there are times when you may run short on cash and need a bridge to take you through till your salary is paid.
Stanbic Salary Advance loan is that bridge. It can be revolving so you can use it over and over again when money is tight.
You can renew your Stanbic salary Advance loan after 12 months, subject to a satisfactory review
Why Stanbic Ibtc Salary?
• Quick access to your money
• Flexible payment options
• It is affordable and secure.
What You Need To Apply For Stanbic Ibtc Salary Advance Loan / Stanbic Ibtc Loan Ussd Code.
1. You must earn at least N40 000 and must have a salary account with us for at least three months.
2. Minimum loan amount is N20 000.
3. You must have been with your employer for at least six months.
4. You must be 21 years or older (but not older than 60 years when the facility would end).
5. In the case of a contract worker, you need to be contracted to an approved company and must have valid contract terms.
For More information Please visit a Stanbic IBTC Bank branch near you or call 0700 CALL STANBIC (0700 2255 7826242) or +234 01 270 9676 or e-mail us:
customercarenigeria@stanbicibtc.com
Stanbic Salary Advance loan is that bridge. It can be revolving so you can use it over and over again when money is tight.
You can renew your Stanbic salary Advance loan after 12 months, subject to a satisfactory review
Why Stanbic Ibtc Salary?
• Quick access to your money
• Flexible payment options
• It is affordable and secure.
What You Need To Apply For Stanbic Ibtc Salary Advance Loan / Stanbic Ibtc Loan Ussd Code.
1. You must earn at least N40 000 and must have a salary account with us for at least three months.
2. Minimum loan amount is N20 000.
3. You must have been with your employer for at least six months.
4. You must be 21 years or older (but not older than 60 years when the facility would end).
5. In the case of a contract worker, you need to be contracted to an approved company and must have valid contract terms.
For More information Please visit a Stanbic IBTC Bank branch near you or call 0700 CALL STANBIC (0700 2255 7826242) or +234 01 270 9676 or e-mail us:
customercarenigeria@stanbicibtc.com
2. Diamond / Access Bank Salary Advance Loan
The Diamond bank salary advance loan gives you access to 50% of your net monthly salary for a maximum period of 3 months.
It provides employees with quick funds. No documentation or collateral required. A minimum loan amount of N100,000.
It provides employees with quick funds. No documentation or collateral required. A minimum loan amount of N100,000.
• Diamond Bank Mortgages Salary – Their mortgage product is designed to provide financial support for the acquisition ready properties and properties under construction.
It is available to salary earners and business entrepreneurs with properties in Lagos, Abuja, and Port Harcourt.
It is available to salary earners and business entrepreneurs with properties in Lagos, Abuja, and Port Harcourt.
There is a Minimum of 30% equity contribution for up to 10 years tenor. There are no charges on loan pre-payments ahead of scheduled repayment dates
• Diamond Bank Vehicle Salary – This loan product allows customers to acquire new vehicles in a financially convenient manner.
It is open to salaried income persons, SMEs and Corporates with an equity contribution as low as 10% of invoice value. The tenor is up to 48 months.
It is open to salaried income persons, SMEs and Corporates with an equity contribution as low as 10% of invoice value. The tenor is up to 48 months.
• Diamond Bank Education Salary–
Their school fees loan is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards, as well for financing of undergraduate study, postgraduate study and professional examinations.
Their school fees loan is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards, as well for financing of undergraduate study, postgraduate study and professional examinations.
• Diamond Bank Asset lease – offers you a flexible and convenient way to get the household items that you need to stay turn your house into a home.
Requirements For Getting A Salary Advance Loan With Diamond Bank.
• Functional Salary account, domiciled with Diamond Bank
• Completed Retail Lending Application For
• Employment letter
• Confirmation Letter and/or last Promotion Letter
• Staff ID Card
• Valid means of Identification (international passport, driver’s license or national ID card)
• Proof of address
• Other KYC documents.
3. Union Bank Salary Advance Loan
The Union bank salary advance gives you access to 50% of your net monthly salary for a maximum period of 3 months. It provides employees with quick funds. No documentation or collateral required.
Requirements For Getting A Salary Advance Loan With Union Bank
• Completed Application Form
• Completed Employee Status • Inquiry/Employer’s Confirmation Form
• Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)
• Copy of Employment ID and valid means of identification
• BVN
• Credit checks
• Letter of Lien/Set off
Bank account with the lender.
4. Creditvile Salary Advance Loan
You can access up to N4million loans without collateral and without a guarantor all for as quick as 4 hours.
How To Get Creditvile Salary Advance Loan In Nigeria.
Step 1: Carefully go through the requirements for a quick payday loan and if satisfied, fill the payday loan application form adequately and submit it to get started.
Step 2: After your payday loan application, you will be contacted by one of our agents to proceed to the documentation stage where the required documents will be submitted for inspection and approval.
Step 3: If your documents are in order with our policies, the payday loan is then approved and your funds disbursed quickly directly to your bank account all within 48 hours.
In Conclusion Of Salary Advance Loan In Nigeria.
Salary Advance is a small, short-term unsecured loan that relies on the borrower having previous payroll and employment records.
With a salary advance in Nigeria, you repay it either out of your next paycheck or over an agreed time span.
It requires your employer’s permission and some companies restrict the circumstances under which they’ll green-light an advance.
I need loan up to 80percent
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