About Kcbgroup
KCB mpesa loan is a top leading money lending company that offers loan to individuals residing in Kenya to their mpesa account etc.
Kcb Mpesa Loan And How To Apply.
1. Go to M-PESA >Loans & Savings
2. Select KCB M-PESA
3. Select loan > Request Loan > Enter Amount
4. Enter KCB M-PESA PIN.
KCB Mpesa Loan Account Features.
Upon activating the account, you will be issued with a loan limit from where you can borrow instantly. Loans issued are deposited into the KCB M-PESA Account.
1. You can access loan limits from as low as Kes. 50 and up to Kes. 1M.
2. Enjoy repayment periods of 30 days.
3. Loan repayment can be made via M-PESA or from the KCB M-PESA account.
How Does Kcb Mpesa Loan work?
1. Access the M-PESA menu.
2. Select Loans and Savings.
3. Select KCB M-PESA.
4. Select Loan.
5. Request Loan.
6. Enter amount.
7. Enter your M-PESA PIN
8. Loan amount will be sent to your KCB M-PESA Account less the interest, negotiation fee and excise duty which is deducted upfront.
To access, the loan, go to KCB M-PESA menu and select Withdraw to M-PESA.
Requirements To Have Kcb Account?
Be a registered and active Safaricom M-PESA customer
KCB Mpesa Loan Interest Rate?
1.06% per month with a one off negotiation fee of 6.44%. The cost for the one month loan is 7.5% including excise duty applicable on fees.
How To Check Your Kcb Mpesa Loan Limit
• Access the M-PESA menu
• Select Loans and Savings
• Select KCB M-PESA.
• Select Loan.
• Request Check Loan Limit.
How To Pay Back My KCB Mpesa Loan.
1. Access the M-PESA menu.
2. Select Loans and Savings.
3. Select KCB M-PESA.
4. Select Pay Loan.
5. You can pay from M-PESA or from your KCB M-PESA Account.
How To Grow Your Loan Limit On Kcb Mpesa Loan?
1. Increase activity on your KCB M-PESA Account by moving money in and out of your Account.
2. Increase savings on your KCB M-PESA Account.
3. Increase usage of M-PESA services.
How To Deposit And Withdraw Money Into Your Kcb Mpesa Loan Account?
Money in and out of the KCB M-PESA Account is ONLY available through M-PESA.
To deposit from M-PESA,
1. Access the KCB M-PESA menu.
2. Select Deposit from M-PESA.
3. Your M-PESA will be deducted and your 4. KCB M-PESA Account credited with the amount.
To withdraw to M-PESA,
1. Access the KCB M-PESA menu
2. Select Withdraw to M-PESA
3. Your KCB M-PESA Account will be deducted and your M-PESA Account credited with the amount.
How To Check Your Kcb Mpesa Account Balance?
• Access the KCB M-PESA menu
• Select My Account
• You can check your account balance or request for a Mini Statement.
KCB Mpesa Loan App
The kcb mpesa app is available on Playstore and you can Download Kcb Mpesa Loan App here
In Conclusion Of KCB Mpesa Account:
Need to save? Weka-weka na KCB M-PESA. Grow your money easily on your phone, start saving to enjoy interest rates of over 6% p.a*. It’s fast and easy, plus, the more you save, the more you can borrow. Go to MPESA>Loans & Savings>KCB MPESA>Open Target Savings Account to get started. T&Cs Apply*
0 Comments: