Specta Loan Nigeria Review
Do you need a fast, easy and secure personal loans for business or emergency in Nigeria, Specta Loan is there for you offering up-to N5,000,000 loan in minutes without collateral.• Migo Loan Code
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About Specta Loan Nigeria
Specta Loan is an online lending platform powered by sterling bank which gives you loans of up to N5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office.
With Specta Loan, you can take care of your urgent personal and business needs anywhere, anytime.
Specta Loan Packages
Specta Loan is open for everyone irrespective of occupation and bank and also offer following packages on their loan:
1. SpectaXtreme Loan is for everyone; business owners, salaried workers and more with no profiling necessary.
You can get up to 2 Million Naira, one-year maximum tenor and interest rate between 26 – 30% per annum, irrespective of Bank.
2. SpectaBasic Loan gives up to 5 Million Naira in 5 minutes, up to 4 years tenor and flexible interest rate and repayment date.
This is open to only salaried workers (irrespective of Bank) and business owners whose accounts are in Sterling Bank.
3. Specta Prime Loan is the fastest cash backed lending for individuals and corporates.
Earn money on your investment while you lend for urgent needs. You can lend in Naira, Dollars, Pounds and Euro.
4. Specta Allowee Loan enables Corpers get quick access to funds to develop and expand their entrepreneurial dreams.
5. Specta Quick Cash Loan gives up to 20,000 Naira quickcash to all individuals based on Social Media reputation and transaction history. This is also open to everyone irrespective of bank.
More Loans On Specta Loan Nigeria
1. Specta Payday Loans
Sometimes, you need to get your salary now to ensure you sort out that pending need. With Specta’s Payday Loan, you do not have wait.
A Payday Loan is a salary-based short-term loan which you access to a percentage of your net monthly salary in advance. The duration of the loan is the difference between a Payday Loan and a Personal Loan.
2. Specta Personal Loan
With Specta personal loan, they can be used to cover medical bills, make some home improvements, give your business a little boost, take a much needed vacation, pay for a training to become more competitive for a promotion or even take care of fees.
These loans can be used for anything and if you need money right now – up to 5 Million Naira, Specta personal loan is there for you.
3. Specta Student Loan
Whether you are working toward a Post Graduate Diploma (PGD), Master’s degree, after being in the workforce for decades, a professional Certification Programme or looking for a little help to take care of school fees for your children, Specta education loan can help you get that sorted.
Education is a big expense and well worth the price, so it is important that you get the value while you can.
4. Specta Home Rent Loan
Rent can be a very difficult bill to pay when money is tight and sometimes, the deadline can creep up on you. Sometimes, we make enough money to afford rent but find that we cannot meet the high upfront cash requirement.
Specta's Rent Finance helps you get the cash you need to ensure your bill is paid, giving you the ability to pay back at your own pace.
5. Specta Medical Loan
Specta Medical financing is created to provide you with an easy and convenient way to pay for medical expenses.
Some of these medical expenses are planned for while others are emergencies which cannot be ignored.
With funds already running out or dedicated to other important needs, Specta Loan can assist to ensure your health or that of loved ones are taken care of.
6. Specta Wedding Loan
Planning a wedding is exciting, the coming together of two families and the celebration of love is an event of joy for all at least until the cost becomes overwhelming. You can use Specta loan to finance your big day..
Specta Loan Login
You can sign up with Specta Loan if you have not created an account with them or easily Login to your Specta Loan dashboard from here.
Specta Loan Interest Rate And Fees
Specta Loan interest rate ranges from 21% + 33% interest rate. With Specta Loan competitive interest rate you can borrow loans with no hassle.
Specta Loan App Download
Specta Loan currently has no app for download, members can sign up through their website and apply online.
Conclusion On Specta Loan Review
With Specta Loan, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled.
Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.
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