Best Online Personal Loan In Delhi
1. Indialends Personal Loans
Indialends is an online personal loan in Delhi that provides loans that range from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years.
Their Personal loans are best suited for times of contingencies as the loan is provided instantly.
Minimal documentation and processing time is taken for the loan approval process.
For obtaining Indialends personal loan with ease, certain requirements such as a decent credit history, adequate monthly salary and minimum age are important.
After you apply for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender.
Thus, if you have a good credit score, lenders would give you a personal loan at low-interest rates and vice versa.
Applying for a personal loan in Delhi online is convenient as most of the work is done by the online platform.
When you apply online, your application is sent to various Banks and NBFCs according to your profile who make a lending decision after reviewing your application.
Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.
Bankbazaar is one of the banks in Delhi that offers personal loans and other financial services.
Their personal loans comes with a competitive interest rates with hassle-free approval processes and minimal documentation.
The repayment tenures are flexible and the loan amounts can extend up to Rs.30 lakh, thus making it easy for you to fulfil your financial goals.
Documents Needed To Apply:
1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
Last 3 months salary – slips
Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
Last 3 years Income Tax Returns with computation of Income.
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account.
Personal Loan Offered By Various Banks In New Delhi
Some of the leading banks and NBFCs offering personal loans at the best interest rates are listed below:
• Standard Chartered Bank
• Tata Capital
• Aditya Birla
• ICICI Bank
• HDFC Bank
• Axis Bank
• CitiBank
• Kotak Mahindra Bank
• Oriental Bank
• Bajaj Finserv
• Fullerton.
Apply For Bankbazaar Personal Loan
3. Paisabazaar Personal Loan
Paisabazaar offers Personal Loan to individuals in Delhi at lowest interest rate in the market. Fill your details and compare 30+ available options.
You can apply for their personal salary loan or self-employed loan.
Paisabazaar offers personal loan amount starting from Rs. 10,000 to Rs. 40 lakh which is offered by many banks and NBFCs in Delhi and you can avail a loan amount as per your requirement and eligibility
Why Paisabazaar Loan:
1. Flexible tenure:
When you avail a personal loan, you can repay it easily within the tenure ranging from 12 to 60 months. You can choose the tenure as per your repayment ability.
2. Online application:
To apply for a personal loan, you don’t need to visit the bank as the whole process can be completed online. All you need to do is to fill the application form and upload/submit necessary documents to process your loan application
3. Quick disbursal:
To ensure quick disbursal of loan amount to your account, the banks asks for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days.
Documents Required:
• Identity proof: Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card
• Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card
• Income proof: Bank Account Statement, Salary Slips (last 3 months), ITR (last 3 months).
To Become Eligible For Delhi Personal Loan:
1..You should be an Indian
2. You should either be a salaried professional or a self-employed individual/professional
3. You should be at least 21 years old your maximum age should be 21 years
4. Your minimum monthly income/salary should meet the criteria set by the bank
5. Your credit score should be 750 or above
4. Bajajfinserv Personal Loan
Unlike every other loan companies in Delhi, bajajfinserv offers personal loans and instant credit loan of up-to Rs. 25 Lahks, Avail a Flexi Interest-only Loan at no additional cost and bring down your EMIs by up to 45%.
Documents Needed:
People living in Delhi NCR can apply for personal loans online by furnishing some easy-to-arrange documents.
Here is a list of documents that you would need to submit while applying for a personal loan in Delhi NCR:
1. Employee ID card of the company where you are currently employed
2. KYC documents
3. Previous 2 months’ pay slips
4. Bank account statement of the salaried account for the last 3 months.
Why Bajajfinserv Personal Loan?
• Online loan application procedure
• Instant approval in 5 minutes
• Loan disbursement within 24 hours of approval
• Huge loan amount of up to Rs.25 lakh
• Flexible repayment tenor of 12-60 months
• Flexi loan feature helps you pay only the interest as EMI on the utilized loan amount out of the total loan limit
• Collateral free – no need to pledge anything
• Online loan access to help track loan details round the clock
If you need some urgent funds, then you can apply for the best personal loan in Delhi from Bajaj Finserv.
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